Interest Free Finance


  • Flexible interest free* special promotion purchases together with the advantages of a Visa Credit Card
  • Flexibility to choose your interest free* term of 3, 6, 9 or 12 months
  • Further interest-free* special promotion purchases at Helloworld Travel agencies
  • Competitive $79 annual fee for purchases from $500 to $50,000.
  • Up to 55 days interest-free* period for other everyday purchases when you pay the full balance by the due date (the full balance includes all transactions & balance transfers).
  • No early repayment fees on your special promotion purchase.
  • Worldwide acceptance at over 24 million Visa retailers.
  • Cash withdrawals at over 800,000 ATMs worldwide
  • Further Interest Free Purchases

    You can use your card to make additional interest-free* special promotion purchases at Helloworld Travel agencies up to your available credit limit. Simply ask your Helloworld Travel agent to process your booking amount as an ‘add on’.

    How Does Interest-Free* Work?

    Interest free* means you will not pay any interest on the outstanding balance of your approved special promotion purchase during your interest free* period (3, 6, 9 or 12 months). You will be required to pay minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time.