Interest Free Finance

Book Now, Pay Later

Secure the best deal at the best price at the exact moment it hits the market, book well ahead of time and pay off your holiday month by month as it draws closer, or enjoy the benefit of booking at the last minute without suddenly leaving a gaping hole in your bank balance.

The biggest benefit of going interest-free*? You have peace of mind, knowing it’s all been taken care of. Just imagine where that could take you: a much deserved family break to reconnect and unwind, the chance to tick off a few of those bucket list moments, or, perhaps, that European river cruise you’ve always dreamed about.

Interest Free† finance is available on holiday packages priced at $400pp or more.

The process is quick and easy.

  1. Apply online in just a few minutes by selecting State = NSW, Store = Information Planet Travel
  2. Receive your decision by SMS
  3. Once approved, call us to book your holiday

Eligibility

Who can apply

  • 18+ years old
  • Earn $25,000+ p.a
  • Permanent Australian resident
  • Clear credit file

Information needed

  • Mobile phone
  • Either an Australian driver’s licence or Australian passport (mandatory)
  • Medicare card (optional)

Further Interest Free Purchases

You can use your card to make additional interest-free* special promotion purchases at Information Planet Travel up to your available credit limit.

How Does Interest-Free* Work?

Interest free* means you will not pay any interest on the outstanding balance of your approved special promotion purchase during your interest free* period. Monthly repayments are required and calculated at 3% of the outstanding balance of $30. Other transactions made with your credit card may incur interest charges. Upon expiry of your interest free* special promotion purchase, any remaining balance will revert to a variable cash advance rate at that time. https://www.humm90.com/au/conditions-of-use-and-credit-guide/

Terms & Conditions: †Interest Free: Approved applicants only. Fees and charges apply, including a $99 annual fee that applies on account opening. Applicants who enter into their Credit Contract on or after 1 October 2024 will be charged a monthly fee of $9.95 instead of an annual fee, and existing customers will be transitioned on a rolling basis. T&Cs and minimum finance amount applies. Total financed amount is payable by equal monthly instalments and cannot exceed 80% of your total credit limit. If you fail to pay a fixed monthly instalment, interest (charged at the Expired Promotional Rate, currently 26.49%) is payable on the missed instalment. For other purchases: Up to 110 days interest free and payment holiday can apply
(excluding purchases we treat as cash advances), after which minimum monthly payments are required. Interest at the humm90 Purchase Rate (currently 25.80% p.a.) applies if purchase amount not repaid in Interest Free Period or if other Interest Free Criteria are not met. All fees, charges and interest rates are current as at June 2024 and subject to change – see humm90.com/au. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.